At GearGains Solutions, we bring over 10 years of award-winning experience in vehicle and asset finance. Now based in the diaspora, we understand the challenges of settling into a new country because we’ve been there too.
That’s why we’re committed to making car finance in New Zealand simple, seamless, and stress-free for both newcomers and long-time residents. With expert guidance and a personal touch, we help you get the best results—faster.
We connect you with finance options quickly, making the approval process straightforward and hassle-free.
We value your time, ensuring every stage — from paperwork to vehicle delivery — runs smoothly.
Your investment matters. We guide you towards finance and vehicle choices that protect both your budget and long-term value.
From start to finish, our focus is on tailored solutions, clear advice, and outstanding client care.
Finding the perfect car goes beyond the numbers. At Gear Gains Solutions, we pair competitive finance with vehicles that reflect your style, comfort, and goals. It’s about more than driving — it’s about confidence in every decision.
We’re here to make car finance simple. Below are answers to some of the most common questions our clients ask.
Most applications require a valid driver’s licence or passport, proof of income (recent payslips or bank statements), and proof of address. We’ll walk you through exactly what’s needed.
Yes. We work with a range of lenders and explore flexible options, giving you the best chance of approval even if your credit history isn’t perfect.
Once your finance is approved, we also help you find the right car to suit your needs and budget. Whether you already know what you're looking for or need guidance, our team works with a trusted network of dealers to help source the perfect vehicle for you.
The whole process—from applying for finance to driving away in your new car—can be surprisingly quick. In many cases, finance approval can happen within 24 to 48 hours. Once approved, finding and securing the right car can take as little as a few days, depending on availability and your specific requirements. Overall, most customers complete the entire process within 3 to 7 days, though it can be faster if everything is straightforward. We’ll keep you updated every step of the way to make it as smooth and efficient as possible.
Proof of ID (Driving Licence ya Passport)
Proof of Address (Utility bill, bank statement, etc.)
Proof of Income (Payslips, bank statements, tax return if self-employed)
Employment Details (Employer name, job title, duration, contact info)
Bank Details (for direct debit setup)